Compare your eligible holdings with the nisab, then apply 2.5% when zakat is due after a lunar year. The gold nisab is $10,909.75, and the silver nisab is $1,031.73. A 100 g holding of 24K gold (99.9% pure) is worth $12,835.00, giving zakat of $320.88 if the conditions apply.
- Common nisab weights are 85 g gold and 595 g silver.
- Pure gold weight is one common method for valuing jewellery.
- The result is an aid; ask a qualified scholar which rules apply to you.
Understand the nisab
Nisab is the minimum holding used to assess whether zakat is due. Common figures are 85 g of gold and 595 g of silver. Some schools use slightly different weights.
The gold and silver thresholds have different dollar values. Ask a qualified scholar which threshold applies to your circumstances, which assets to include and how the lunar year condition applies. Metal values and arithmetic support that discussion.
Calculate your pure gold weight
One common method multiplies jewellery's gold alloy weight by its karat, then divides by twenty four to find pure gold weight. Some scholars value the total jewellery weight instead. Ask a scholar which applies.
Exclude stones and other parts that are not gold from the alloy weight before applying the purity calculation. Add the pure gold weights of the pieces you are counting. If a stamp or weight is unclear, confirm it before relying on the total.
Value the holding in US dollars
Gold figures use 24K at 99.9% purity; the silver figure uses pure silver with no purity adjustment. At $128.35 per gram, 100 g of 24K gold has a metal value of $12,835.00. The price time is 23 Oct 2026, 21:08 UTC, and prices are 15 minutes late.
The example uses the spot value of the gold content, before dealer premiums, shop charges and tax. If you count other savings with gold, keep their values listed separately and use the approach your qualified scholar advises.
The API's gram figures count gold as pure, while this site prices 24K gold at 99.9% purity. The API's gram figure is about 0.1% higher than the page's, so allow for this when comparing.
Compare the nisab values
The gold nisab uses 85 g multiplied by the 24K gram price at 99.9% purity, $128.35 per gram, giving $10,909.75. The silver nisab uses 595 g multiplied by the pure silver gram price, $1.734 per gram, giving $1,031.73.
Compare the holdings you are counting with the threshold that applies to you. Reaching the minimum is part of the assessment. Check the lunar year condition and the treatment of your holdings before treating a calculated payment as due.
| Item | How it is worked | Amount |
|---|---|---|
| Gold nisab | 85 g × $128.35 per gram | $10,909.75 |
| Silver nisab | 595 g × $1.734 per gram | $1,031.73 |
| Example holding | 100 g × $128.35 per gram | $12,835.00 |
| Zakat on the example | 2.5% of $12,835.00 | $320.88 |
Calculate the zakat amount
Once the holdings are at or above the applicable nisab and have met the lunar year condition, apply 2.5% to their eligible value. For the example holding worth $12,835.00, the calculated zakat is $320.88 if those conditions are met.
Keep a record of the weight, purity, valuation time and assets included. The calculation gives an amount. It does not decide whether particular jewellery or savings must be included, and it is not a religious ruling.