goldprice.devA dealer's premium is the amount its price adds above the metal's spot value. Today, the lowest dealer prices for one ounce pieces across 10 countries carry premiums from 1.0% in Austria to 6.4% in Sweden. goldprice.dev checks these dealer prices, quoted in local currency.
- Calculate the premium against the spot value of the gold in the piece.
- Compare matching weights, purities and product forms.
- Keep the dealer's selling price separate from its buyback price.
Understand the premium
The premium is the difference between a dealer's selling price and the spot value of the gold in that product. As a percentage, it expresses that difference relative to the metal value, not the dealer's total price.
The premium covers fabrication, dealer margin, distribution and stock. In some countries it also includes tax. The gold spot quote is $4,019.40 per troy ounce, with a 24K gram price of $129.10, at 26 Oct 2026, 16:35 UTC. These spot prices are fifteen minutes late.
Work out the premium
Use matching currencies. Multiply the 24K gold weight in grams by the 24K gram price, then divide the dealer price by that value, subtract one and multiply by one hundred. A troy ounce contains 31.1035 g. This site's price assumes 99.9% purity. The country table and API use pure gold, so this calculation runs about 0.1 percentage points higher.
Subtract that spot value from the dealer's selling price. Divide the difference by the spot value to get the premium as a fraction, then express it as a percentage. Use matching quote times so a price move does not distort the comparison.
Compare matching products
Compare bars with bars and coins with matching coins, using the same weight and purity. Smaller pieces carry a higher percentage premium than larger ones. A smaller piece's percentage therefore does not directly describe the cost of a larger product.
Premiums vary by country, dealer, product and day. Check what each listed price includes before comparing it. The dealer's buyback price is below its selling price, so a selling premium does not show what someone receives when selling the piece back.
See today's premiums by country
The table ranks the lowest premium on a one ounce piece in 10 countries. Each percentage compares the dealer price with the spot value of pure gold, as the API counts it, and not with the 99.9% 24K gram price. The Is a gold dealer's price fair? page for Malaysia works on 99.9% instead, so it shows a premium about 0.1 percentage points higher than this table does for the same dealer price. The gap is the purity difference and rounding.
Use the table to compare country minimums. It does not cover every product in each market. Open the dealer price tables to see all listed products.
| Country | Lowest premium on a 1 oz bar or coin |
|---|---|
| Austria | 1.0% |
| Germany | 1.6% |
| United States | 1.7% |
| Poland | 2.0% |
| United Kingdom | 3.0% |
| Norway | 3.0% |
| Switzerland | 3.1% |
| Singapore | 3.1% |
| Malaysia | 5.3% |
| Sweden | 6.4% |
Read premiums from the API
Dealer premium data is available through the physical price endpoint for Basic plans and above. Send a GET request to /v1/physical/ followed by the country code. The response includes premium_over_spot_bps and spot_reference for checking the premium against its spot basis.
The premium field uses basis points: a hundred basis points equals one percent. Keep spot_reference with the dealer price when displaying or checking the calculation. A premium percentage needs its product details and reference value to remain useful.